Life can be unpredictable. No one knows when an accident can happen. Nasty events can cause serious changes in your life. The lifestyle and comfort you and your family are now enjoying may suddenly be disrupted by an accident. Overnight, things could look very different. That is why a comprehensive accident policy is essential for you to fall back on.
But now, you can be assured of a reliable help in time of need with The Gladiator at minimal cost.
This policy's unique features include:
Financial Obligation Benefit
In the event of an accidental death or permanent disability, we would settle your outstanding financial obligation on your housing loan and/or motor loan up to six (6) months repayment sum and/or the outstanding balance on your credit card(s) at the time of the accident. The amount payable depends on the plan selected.
Cashless Hospital Admission
In the event of an accident which results in hospitalisation, our partner, Asia Assistance Network (M) Sdn Bhd, which can be contacted at their 24-hour Alarm Centre hotline number (+603 7954 4717), will facilitate admission into or discharge from the participating hospital by providing a guarantee to the hospital concerned up to a maximum limit of medical expenses benefit of the policy.
Reimbursement of medical expenses incurred by the Insured Person as a result of an accident or as a result of the Insured Person having contracted Dengue Fever, Malaria, Japanese Encephalitis (JE), Severe Acute Respiratory Syndrome (SARS) or Zika, up to the amount specified in the selected plan.
10% of the capital sum insured will be payable in the event of death due to Dengue, Malaria, Japanese Encephalitis (JE), Severe Acute Respiratory Syndrome (SARS) or Zika.
A lump sum of RM5,000 for necessary expenses incurred by the Insured’s family; we also offer a reward of RM25,000.00 for information leading to the recovery of the Insured. In addition, the capital sum insured will be paid in full if the kidnapped Insured is not recovered after a period of one (1) year from the day of the kidnap.
Coverage for Impotency and Infertility
10% of the capital sum insured will be payable for impotency or infertility due to an accident.
Express funeral expenses payment
In the event of accidental death, funeral expenses of RM5,000 will be payable to the nominee upon notification of death.
INCREMENTAL IN SUM INSURED
No Claims Bonus The capital sum insured for accidental death and permanent disablement will be increased by 10% on each renewal up to a maximum of 50% if no claims have been lodged under the policy.
The compensation shall be doubled in the event of an accident resulting in death or permanent total paralysis while travelling as a fare-paying passenger on any mode of public transport or while travelling overseas.